Financing
Do you own a house and work from home now?
Are you struggling with constant home distractions?
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Do you wish to have a Quiet space at home where you can concentrate on your work and speak on the phone freely ?
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Urban Capsule is the solution!
By placing URBAN Capsule in your backyard you can have modern and comfortable office space within steps to your house yet isolated from home distractions.
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You own a house and have available space in your backyard but you don’t have enough savings to buy urban Capsule right now ?
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No problem, Urban Capsule can help you to find a flexible financing solution for you through 3rd party lenders. By placing a small 2nd mortgage on your property, which can be paid off at any time, you can purchase URBAN Capsule with only $100 registration fee and pay as low as $365 per month. Pre-approval process will take less than 24 hours*.
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Contact Financing Advisor Now by booking call below.
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At URBAN Capsule, we are always looking for ways to make purchase experience for our customers more convenient and affordable. There are also a number of ways how to finance URBAN Capsule products.
Why is it good to refinance your mortgage now?
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If your mortgage rate is higher than 3 per cent — or 0.75 per cent higher than the rates you can get now — you’ll definitely want to calculate your potential savings.
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Let’s imagine you have a $500,000 mortgage with a 4 per cent fixed rate and an amortization of 20 years. The total interest you’d pay over a five-year term would be $90,634.
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The interest for that same mortgage at 2.69 per cent would be $60,374. So by refinancing, you’d save $329 per month, $6,392 per year and $31,960 over the full length of your five-year term. However, it might be some penalties if you re-finance your mortgage prior your current contract with a lender ends. You will need to connect with a financial specialist to discuss your actual situation.
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Major banks are offering variable rates as low as 2.25 per cent right now (as of Spring 2021), while fixed-rate mortgages start at 2.54 per cent. Other lenders are going even lower.
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What is the best way to finance your URBAN Capsule product based on your current financial situation?
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You can contact your preferred bank specialist or mortgage broker, whom you already know in order to get his/her advise or we can help you to connect with our 3rd party financing specialist, who can answer any of your questions related to your specific situation within two hours of filling out the form below.
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Whether you are a self-employed, an employee or recently lost your job, we can always help you to get the right financial advice on your particular situation from one of our 3rd party specialists right now. Don’t delay and take advantage of the lowest mortgage rates now before the rates or mortgage borrowing rules are changed!
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Contact Financing Advisor Now by booking a call below now.
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Unsecured Line of Credit
The main advantage of an unsecured loan is faster approvals and less paperwork. Unsecured loans are generally harder to obtain because a better credit score is required, since your loan would not be secured by any assets or collateral, but they might be obtained very quickly.
Unsecured Line of Credits have significantly lower interest rates than credit cards. ured Line of Credits have significantly lower interest rates than credit cards.
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If you have existing Unsecured Line of Credit or approved Home Equity Line of Credit ( HELOC ), you can use either of those credit forms or a combination of both to finance URBAN Capsule products.
Home equity line of credit (HELOC)
Home equity line of credit (HELOC) is a secured form of credit. The primary advantage of a secured loan or line of credit is that you can generally gain access to more money at lowest interest rates, because you're backed by the security of your real estate asset.
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If you are applying for new Home equity line of credit ( HELOC ), the approval process can be longer as the collateral must be processed and verified, since secured lending products require collateral. This initial due diligence can be worth the extra effort since you'll benefit from lower interest rates. Purchase of URBAN Capsule as well as larger home renovations and debt consolidation are the instances in which you may elect to use a secured loan or line of credit. ​
Instant
Private Loan
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Urban Capsule can help you to find a flexible financing solution for you through 3rd party lenders.
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By placing a small 2nd mortgage on your property, which can be paid off at any time, you can purchase URBAN Capsule with only $100 registration fee and pay as low as $365 per month.
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Pre-approval process will take less than 24 hours*.
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Book a Call with Financing Advisor by clicking BOOK Now below.
Refinancing your existing mortgage
If you currently don’t have access to either Unsecured Line of Credit or Home equity line of credit (HELOC) or your credit lines have been used up already, you can re-finance your mortgage now taking advantage of lowest mortgage rates in Canadian history and recently increased homes values.